Need an appraisal in Martinsville or Martinsville City County?
The top seven reasons why VA homeowners use Appraisals by Pendleton:
Do you own a home in or near Martinsville? Do you need help deciding the price of your real estate?
We at Appraisals by Pendleton understand the unique needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours. PMI Removal AppraisalsA preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Appraisals by Pendleton is veterans in helping homeowners just like you get rid of unwanted and unneeded PMI insurance. Challenge Martinsville City county's assessment of your propertyLets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Appraisals by Pendleton is your chief weapon. Recently got a freeze your HELOC?If your property is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Appraisals by Pendleton can help you reinstate your home equity line of credit with a professional appraisal. Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Appraisals by Pendleton can help you with that. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home. |